Herschel Postert, President
Our President has 40 years of claims experience. He is a past Property Claims manager, Fire Chief, and Notary Public. He is currently the President of Bexar County ESD 5 Fire and Rescue.
He owned his own Water Mitigation and Mold Remediation company.
We are experts in the appraisal process for both property and water mitigation.
We are consultants to contractors and experts in the use of Xactimate.
Our obligation is to make sure the insured gets the correct amount for the covered damage.
What is an Appraisal?
An insurance appraisal is a professional, third-party evaluation used to determine the fair cost of repairing or replacing property damaged by events such as fire, water, wind, or hail. When there’s a disagreement between a policyholder and an insurance company about the value of a claim, the appraisal process provides an unbiased way to reach a fair settlement.
During an appraisal, both sides—homeowner and insurer—select qualified appraisers to independently assess the damage. These appraisers use trusted tools like Xactimate, the industry-standard estimating software, to create accurate, detailed reports based on real-time local pricing. The goal is to ensure that every repair cost, material, and labor charge is transparent and fully justified.
By using Xactimate, the appraisal process becomes faster, more precise, and more credible. It ensures consistency between all parties, builds trust, and helps policyholders receive the compensation they deserve. In short, an insurance appraisal is your protection against underpaid claims—a fair, factual, and transparent way to make sure your property is valued correctly.
